PAIS
Professional Association Insurance Services
Professional.
Courteous.
Ethical.
Insurance services and solutions for the dental community.
About
Us
Our Story
Our insurance licensed associates, Dwight Callaham, CIC, dwight@paisllc.com and Holly Schieber, holly@paisllc.com
pho. 501-392-6327, have over 50 years combined insurance experience within the Arkansas’ dental and professional community. Many of you will remember their working with Rebsamen, Regions and McGriff Insurance. They are knowledgeable in insurance products but most importantly they understand the insurance issues involved with
dental professionals and the types of insurance products needed and services you deserve.
So, if you are a dentist, an office manager, RDH, or RDA, and thus associated with the dental community, think PAIS!
We understand the dental community and will strive to assist you with quality professional advice concerning your
insurance needs.
Who We Are
Professional Association Insurance Services, LLC (PAIS) is 100% owned by the Arkansas State Dental Association.
Our office is within the association’s office. We are accountable to the ASDA and you, our valuable dental professional client.
We specialize in providing Professional Liability, Property/General Liability and Workers Compensation insurance for the dental professional primarily through the Professional Protector Plan for Dentists (PPP). We also directly offer insurance advice and solutions concerning an individual’s disability, life, long term care and auto/home/umbrella insurance needs.
In addition, we have partnered with a number of professional insurance agents/agencies throughout Arkansas to provide advice and solutions that can include individual health and employee benefits insurance. When you contact those agents/agencies, you can be assured they will be qualified professionals...someone we trust to professionally assist you.
Our Vision
We are committed to provide professional, courteous, and ethical insurance services and solutions to the dental community.
What
We
Offer
Professional Liability
Property-
General Liability-
Workers Compensation
PAIS has been appointed to be the State Administrator for the Professional Protector Plan for Dentist (PPP) https://www.protectorplan.com,
one of the nation’s largest provider for dentist professional liability insurance. As partners with the PPP, we are confident we can provide insurance solutions on your behalf ranging from a D-4 to a multi-state dental practice owner. We also offer Professional Liability to RDH and RDA should they desire a individual policy.
Disability
PAIS represents a number of individual disability insurance carriers, including Guardian, Standard and MetLife. Whether these products protect your income or your practice's overhead expenses, you can be assured the rates are guaranteed, coverage can't change, or coverage be withdrawn due to your Association membership. We are confident solutions can be found that will provide you with satisfaction knowing your income and/or practice expenses are protected should you be unable to practice dentistry.
Life
We understand many of our member dentist have term life insurance through the ADA. However, the amount or type of life insurance may not be what you desire or need. You can be assured PAIS will offer you quality programs like 30 year guaranteed term life rates or sophisticated index universal life programs that can be designed to help minimize taxes.
PAIS wants to bring you value added services like assisting you in making insurance choices you understand. We also have access to experienced and credentialed insurance professionals to help us bring this value added service to you, our valued client.
Auto, Home, Umbrella
We realize you may have already purchased your auto, home/renters insurance. Perhaps you purchased directly on-line. While it is easy to buy this way, many times the purchase is done “blindly” not fully understanding your exposures. While the lowest price is many times the reason for purchasing this insurance, the better reason may be the guidance you receive from the agent who provides the insurance to you. Because we specialize in providing insurance solutions to the dental professional, perhaps our business model could work better for you.
Individual Medical
Perhaps your employer has provided major medical as part of the employee benefits program and if so, normally, enrolling in the medical coverage is to your advantage since the employer pays a portion of your cost as an employee. However, to enroll your dependents may be extremely costly. It could be possible for you to obtain individual coverage at a lower cost to you. If that is the case, you may want to partner with PAIS to help you navigate the medical insurance maze.
Why
PAIS
PAIS, LLC (PAIS) is 100% owned by the Arkansas State Dental Association. Accountability will be to the ASDA with anticipated results in exceptional service standards and ethical recommendations as to insurance solutions.
Doing business with PAIS should be exemplified in non-biased sales motives that could be associated with other outside sales/marketing insurance organizations.
While we will strive to offer you competitively priced insurance products, we will also strive to offer you quality ones coupled with expert knowledge of the dental community better assuring you with proper insurance solutions.
Q&A
Contact
Us
Our Address
7480 AR-107
Sherwood, AR 72120
Our Phone No.
501-392-6327
Our Fax No.
501-834-7657
Changes in the PPP Q&A
Q: I currently have the Professional Protector Plan for Dentists (PPP). Is PAIS now my agent and should I contact you with any service questions or issues?
A: Yes, you would contact PAIS with any service questions or changes you need to make. Contact: Holly Schieber, holly@paisllc.com, 501-392-6327 or Dwight Callaham, CIC, dwight@paisllc.com, 501-392-6327.
Q: What if I do not want PAIS to be my agent for the PPP program?
A: If you desire to maintain the PPP program, you have to rely on PAIS to service your PPP policy/program. McGriff, the previously appointed PPP agent, will no longer be a PPP agent and no other agent in Arkansas, except PAIS, will be appointed.
Q: I have other ASDA endorsed insurance products (like disability, life) with McGriff. How will this change affect those products/coverage?
A: ASDA will no longer officially endorse McGriff and the related insurance policies/coverages but those products should remain in effect through McGriff. Contact them directly (501-661-4800) if you have any service questions with those policies. But remember to contact PAIS with any questions about your PPP policy.
Q: Help me better understand what insurance coverages PAIS will be offering.
A: Our primary coverage will be the PPP program. This program entails Professional Liability (Malpractice), General Liability, Property, and Workers Compensation Insurance for the dentist and their dental office. We will also have available individual life, disability and auto/home insurance programs not only for you but your ancillary personnel. Proceed through this web site for details.
Q: Why should I consider doing business with PAIS?
A: As an ASDA owned entity, PAIS is accountable to the ASDA and it’s member dentists. As a result, you can better be assured quality products and service standards are maintained.
Q: Why is ASDA entering into this insurance agency arrangement?
A: Two primary reasons: 1) To directly bring value added benefits to the ASDA member dentist and the dental community that can be professionally monitored to assure you that both quality products and service standards are met. 2) To achieve a profit that can then be used to provide broader ASDA membership benefits.
Q: Will I be able to transfer to PAIS (replace) the other insurance programs I currently have with McGriff?
A: No. As part of PAIS taking over the PPP program from McGriff, we have agreed to not replace any life or disability policies and property, workers compensation policies insured outside of the PPP program.